The second hand market continues leading the recovery of the real estate sector. The transactions on housing used is increased a 2.9% in rate interannual, until total 27.089 operations, while the sale of housing new receded a 6.5% in rate interannual, until 5.995 transactions, according to the INE in relation to them last data published.

However for the future buyer, purchasing a dwelling used can be all an adventure stressful, with many points to have in has. Manuel Gandarias, director of the studies service of pisos.com, advises the buyer to be set in "the condition of the floor and the building". To do this we must obtain all possible information from the community through its Manager, "see what is the situation of the community, whether there have been levies previously, if they exist at the time of considering the purchase and why, and if you can have them in the future. "Should be know the tax of transmissions heritage that is pays in the community autonomous corresponding, since varies of a to another and can assume some points of difference".

From fotocasa explained that, in addition, "the seller is obliged to supply other documents if you are requested. " It is the case of the bulletins in the network of services, home warranties, the registration data of the floor or the deed of sale, and the receipt confirming payment of the last IBI. "In this last document should appear the value property of the property".

Gandarias reminds that the buyer should demand a series of documents: "Writings of sale, proceedings of the community of owners, energy certification, last real estate tax, last receipts of the community of owners, flat of the floor if I had them and the community statutes".

Another option that has the buyer is approach is to an office of the record of the property and ask a note simple, that will be especially useful.  It includes very relevant information, since thanks to this document, we will obtain information about person owns the property, liens or debt associated with this property (a House, a garage, a farm, etc.) and about the charges or restrictions on the use or ownership of the estate. No doubt information that always want us to know before purchasing any property.

One of the fears that have the buyer when acquires a housing of second hand is not assume debts or embargoes unknown. It is here where this documentation is vital since it can include mortgage and not be updated data, so you should ask the seller of the bank statements of the mortgage. It is important not to meet with any other cargo that is not the mortgage, as a possible embargo.

Gandarias recommended, in that sense, whenever is request the documentation of the mortgage if it had, of the community of owners, the last receipt of the IBI and them last receipts of the community of owners.

From group Tecnocasa they insist that "If housing is engraved with a mortgage which does not want to subrogation or any other cargo, the seller should cancel it economic and registralmente before signing".

If finally is decides to buy a property always is suitable sign a contract of arras in which figure the amount delivered and a term for the formalization of the contract of sale or the writing of sales. You should rely on the advice of a professional.

Finally, group Tecnocasa recalls that "whenever is deliver an amount economic to a third is very recommended formalize a document / declaration / receipt signed by both parts where subsequently is can accredit it delivery and reception of such amounts".

Source: investment & FINANZAS.COM